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Beale Dobie free guide shows Tep advantages

Beale Dobie is publishing a free guide to traded endowment policies for IFAs.

The firm says that despite falling bonus rates,. Teps are still attractive investments for many people. Teps&#39 recent returns in the medium term have beaten alternative investments such as balanced managed unit trusts.

Beale Dobie estimates that the average annual ret-urn from recently matured Teps is 9 per cent, which compares with the average return on balanced managed trusts of -0.6 per cent over five years and 7.4 per cent over 10 years.

The company says the reason that Teps have performed so well is because, unlike most investment products, they give investors access to locked-in strong investment growth achieved in past years.

Beale Dobie head of business development Tracey Merritt says: “Teps protect capital from volatile stockmarkets while offering the potential for attractive returns.

“The recent results are excellent news for Tep investors, particularly those who are able to shelter their maturity from tax and obtain double-digit investment returns, which are almost unheard of in the current economic climate.”


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