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BCWA – Personal Health


Personal Health

Type: Individual private medical insurance plan

Minimum-maximum ages: From birth-64

Minimum premium: £18.63 a year, £1.63 a month

Maximum benefits: No overall maximum but individual limits apply to some benefits

Cover provided: Option one – outpatient tests and consultations including diagnostic tests, option 2 –in-patient and day-patient acute surgery including hospital charges, physiotherapy and NHS in-patient cash benefit up to £250 a night, option 3 – complementary therapy including physiotherapy, chiropractic, osteopathy and acupuncture, option 4 – Treatment for cancer and heart conditions each within a £50,000 limit for the life of the policy, option 5 – 50% reimbursement of costs of dental treatment £80-£160 a year and optical treatment £70-£140 a year, access to BCWA helplines

Discount: Low-claims discount of 25% for new policies with potential for a 5% increase a year to a maximum of 50%, 10% non-smoker discount

Commission: Subject to negotiation

Tel: 0117 929 5555


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