BBB says the FSA is forcing it to stick to a formal timetable for the £2.4m deficit to be met and it has so far come up with one plan which it says can reduce the deficit by £0.6m.
BBB has three financial services divisions and a general insurance division, all paying separate regulatory costs, and one option could be merging two or more of these divisions to lessen the burden of regulation.
Marketing director Carey Shakespeare says the board is also exploring every opportunity to raise extra revenue.
This could include, subject to FSA approval, approaching banks or product providers for loans or an outside investment from providers or other parties.
FSA rules say a firm has to show it has three months of capital in the bank to be held in reserve in case it gets into financial difficulties.
BBB says it is not insolvent but it does fall foul of these regulatory capital resource requirements.
Shakespeare says: “It is ironic that an organisation which has net positive assets finds itself in breach of regulatory capital guidelines because of the way it is structured. But rules are rules and we will be looking at every opportunity available to make up this deficit.”