Barclays and Woolwich will be keeping its existing £275 exit fee charge.
A spokesman says that it will honour customers’ original contract but that it sees its final repayment charge as a core part of its mortgage product.
He adds: “We will be monitoring the market and watching lenders’ pricing strategy going forward.”
Lenders had until today to meet the FSA’s deadline to report on their future strategy concerning exit fees. HBOS, Northern Rock, RBS, Standard Life Bank, Bristol and West and Cheltenham and Gloucester have all confirmed they will be scrapping the controversial fees.