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Barclays – Woolwich Three-Year Fixed Rate Mortgage

Barclays – Woolwich Three-Year Fixed Rate Mortgage

Type: Fixed-rate remortgage

Fixed term: Until May 31, 2015

Fixed rate 3.89%

Minimum loan: £25,000

Maximum loan: Up to 70% of valuation subject to a maximum of £1m, loans above £1m negotiable

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period, free valuation, free legal fees or £200 cashback for remortgages

Arrangement fee: £499

Redemption fee: 3% of the amount repaid in the first two years

Introducer’s fee: Refer to lender

Tel: 0845 070 1567

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