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Barclays – Woolwich Openplan Two-Year Fixed NewBuy Mortgage

Barclays – Woolwich Openplan Two-Year Fixed NewBuy Mortgage

Type: Fixed-rate mortgage for NewBuy scheme

Fixed term: Until May 31, 2014

Fixed rate: 4.99%

Minimum loan: £50,000

Maximum loan: Up to 95% of valuation subject to a maximum of £495,000

Income multiples: Based on affordability

Conditions:: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period, available only for new build properties through selected builders –  Bellway, Bovis, Persimmon, Redrow, Taylor Wimpey and Barratt including David Wilson Homes and Ward Homes

Flexible features: Overpayments, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee: £499

Redemption fee: 3% of the amount repaid in the first two years

Introducer’s fee: Refer to lender

Tel: 0845 070 1567

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