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Barclays – Woolwich Offset Lifetime Tracker

Barclays – Woolwich Offset Lifetime Tracker

Type: Offset tracker mortgage

Tracker term: Life of loan

Tracker rate: 2.48% above the Bank of England base rate

Payable rate: 2.98%

Minimum loan: £5,000

Maximum loan: Up to 70% of valuation subject to a maximum of £2m

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty in the tracker period, switch  & save remortgage package comprising  free valuation and in-house legal fees or free valuation and £200 cashback, available direct and through intermediaries

Arrangement fee: £999

Redemption fee: 1% of the original loan if mortgage is fully redeemed in the first three years

Introducer’s fee: Refer to lender

Tel: 0845 070 1567

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