Barclays Private Clients International – HI-ILDA 5

Monday, 10 February 2003

Type: Guaranteed equity bond and high interest account

GUARANTEED EQUITY BOND

Aim: Sterling version &#45 growth linked to the performance of FTSE 100 index, US dollar version &#45 growth linked to the performance of S&P 500 index

Minimum-maximum investment: £5,000, $9,000-£500,000, $900,000

Term: Five years

Interest rates: Sterling version &#45 7% gross a year, US dollar version &#45 5% gross a year

Guarantee: Capital returned in full regardless of performance in index

Return: Sterling version &#45 Up to 60% growth at end of term, US dollar version &#45 Up to 50% growth at end of term

Closing date: April 25, 2003

HIGH INTEREST ACCOUNT

Minimum-maximum investment: £5,000, $6,000-£500,000, $600,000

Place of registration: Isle of Man

Interest rates: Sterling version &#45 7% gross a year, US dollar version &#45 5% gross a year

Term: One year

Offer period: Until April 25, 2003

Withdrawal penalties: None

Commission: None

Contact: www.internationalbanking.barclays.co.uk