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Bankhall supports status quo on DPS

Bankhall has branded the FSA&#39s defined payment system as pointless and confusing in its formal response to the FSA&#39s consultation paper on polarisation.

The IFA services provider argues there is little need to change the way IFAs operate and that the current commission disclosure regime introduced in 1995 means consumers are made aware of the cost for advising on and arranging the sale of packaged products.

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Term of endearment

It is no great surprise that the market for endowment mortgages has well and truly collapsed. Sixty-eight per cent of all new mortgages are now being taken out on a repayment basis, with 19 per cent being interest-only or supported by a Pep or pension policy. Only 13 per cent of new mortgages are supported […]

Berkeley Alexander simplifies cover for mortgage payments

Protection provider Berkeley Alexander is offering a new mortgage payment protection product which it claims has a range of incentives for brokers and policyholders such as free cover and concise documentation.It says the application process for FreeSafe is simple as no medical is required and cover is available irrespective of gender, occupation or employment status […]

Standard warns against undermining IFAs

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How to balance bottom-up with top-down research in constructing multi-asset credit portfolios

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