Bank of Scotland is launching new lower rates from November 22.
It will be offering a two year fixed rate at 5.65 per cent for homemovers and first time buyers and a two year fixed rate at 5.59 per cent for remortgages.
The lender will also be launching new lower large loan fixed rates with a two year fixed rate at 5.99 per cent – for homemovers and remortgages – and three year fixed rates from 5.59 per cent.
Its buy to let rates will start from 5.99 per cent for a two year tracker rate on its remortgage service and a two year fixed rate at 5.79 per cent.
Self-cert fixed rates will start from 5.95 per cent for a two year fixed rate for homemovers and remortgages and a three year fixed rate at 5.89 per cent.