View more on these topics

Bank of Scotland International issues new bond

Bank of Scotland International is launching its new issue of its capital guarantee savings bond, offering investors up to 70 per cent growth.

The capital guaranteed savings bond – issue 12 – is a three-year product requiring a minimum investment of 10,000, offering 100 per cent capital protection. The closing date is July 1, but early investors will receive 4.55 per cent gross.

If the FTSE 100 index is the same or higher at the end of the term, the bond gives a 70 per cent of the percentage rate of increase of the FTSE 100 index, or 15 per cent gross interest on the original investment, whichever is bigger.

Bank of Scotland International head of financial planning David Wilkinson says: This is a win-win opportunity for our investors, if however the market continues the broad recovery it has shown over the last year or so, the potential returns could be even higher and should certainly exceed returns possible at todays rates on deposit accounts.



Are you ready to implement the menu system when it comes in on June 1? “Yes. There are probably still a couple of things we need to work out but we have plenty of time allocated for that.” George Chakko George, Progressive Independent Advisers”No. I have not really given it a lot of thought but […]

Severn says FSA is a slow-moving glacier

Progress in the relationship between IFAs and the FSA has been a case of one step forward and two steps back, Aifa director general David Severn told Money Marketing roadshow delegates last week.

IFAs told to cover their backs on with-profits

IFAs have been warned to cover their backs by reviewing every with-profits policy held by their clients, as failing to switch policies could be deemed as bad as selling them. O&M Systems director Graham Miller says IFAs who do not have evidence that they have reviewed whether to switch all with-profits policies could be in […]

Budget summary – March 2016

This week’s Budget looked as if it would be a difficult one for the Chancellor, with disappointing economic numbers and the need to avoid ruffling feathers ahead of June’s in/out referendum. Nevertheless, Mr Osborne did spring a few surprises, including some tax reductions. So how does this budget affect you? If you are – or […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm