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Bank of Scotland – Incentive Saver

Bank of Scotland – Incentive Saver

Type: Fixed-rate instant access savings account

Minimum investment: £1

Fixed term: 12 months

Fixed rate: 2.5%

Conditions: Available direct from branch, fixed rate limited to the first £30,000 held in the account with no interest paid on portion above£ 30,000

Closing date: November 5, 2011



Risk management

The economy may be out of our control but protection products mean the consequences of ill-health need not be


Miliband gives support on financial transaction tax

Labour leader Ed Miliband has signalled his support for European proposals to introduce a financial transaction tax. The European Commission’s proposal, announced last week, would see a 0.1 per cent charge on stock and bond trading and 0.01 per cent on derivatives contracts. The EC predicts it will raise £50bn a year. The Government says […]

Octopus EIS keeps FIT

Octopus Investments is taking advantage of the final opportunity to invest in solar energy through feed-in tariffs with tax breaks.

F&C lifestyle Fof tilts into gilts

Changes to the asset-allocation models used for F&C’s lifestyle funds of funds have seen gilts and global bonds included in the lifestyle defensive fund for the first time. Asset-allocation benchmarks for the lifestyle funds are provided by Distribution Technology. DT uses historical data to construct neutral asset-allocation models that are designed to produce the best […]


Lifetime Isa – how it works

According to George Osborne “people like Isas – because they’re simple”. Fiona Tait is not convinced… Contributions & bonuses What he said: “From April 2017, anyone under the age of 40 will be able to open a Lifetime Isa and save up to £4,000 each year. And for every £4 you save, the Government will […]


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