Bacon & Woodrow's annual survey of additional voluntary contributions has revealed Clerical Medical, CIS and Scottish Equitable as the top performers.
Clerical Medical staked its claim as the top with-profits performer over the last five years with an annual return of 15.7 per cent. This is nearly 6 per cent above the average with-profit return of 9.8 per cent a year over the period.
CIS stole the crown for the best with-profits performance over 10 years returning 14.4 per cent a year compared to the average 11 per cent.
In the unit-linked managed fund stakes, Scottish Equitable was the top performer returning an annual 13.2 per cent over five years and 12.9 per cent over ten. This compares to the average managed fund which returned an annual 10.6 per cent and 11.3 per cent respectively.