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Axa Winterthur – The One From Winterthur

Axa Winterthur – The One From Winterthur

Type: Deferred Sipp

Minimum premium: None

Minimum term: None

Investment choice: Axa Winterthur funds only option – Axa retirement distribution fund, Winterthur elite fund of funds range, Architas passive managed multi-manager funds, Insynergy fund range, tailored selection fund range, self-investment option – all HMRC permitted investments for Sipps including commercial property

Options: Self-investment, unsecured personal pension, alternatively secured pension, portfolio rebalancing

Charges: Axa Winterthur funds only option – fund charges vary depending on fund but annual rebates are made up to 0.6% of amount invested, upgrade to self-invested option £395, transaction charges £20 each, self-invested option – annual £395 reduced to £300 where at least £50,000 is held in Axa Winterthur funds, upgrade charge from personal pension £265 reduced to £170 where at least £50,000 held in Winterthur pension funds, upgrade charge from Winterthur pension funds only option £395, income withdrawal charges through ASP or USP £180 a year, additional costs for fund supermarket funds, equity transactions, discretionary fund management and commercial property investment. charges for investment advice negotiable between adviser and client

Commission: Menu-based with choice of flexible adviser remuneration or initial commission

Contact: 0845 129 9993


Long division

Rachel Vahey Pensions Retirement is an area that is changing fast. Longer lives bring challenges such as funding an income and an increased chance of morbidity. The concept of a set retirement age is fading and people generally have a wider range of assets, such as equity in property or different types of investment, to […]


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