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Aviva Health UK – Group Critical Illness Cover

Aviva Health UK – Group Critical Illness Cover

Type: Group critical illness cover

Minimum premium/minimum cover: £750 a year/none

Maximum cover: The lower of five times salary or £500,000 gross

Conditions covered: Standard – Alzheimer’s disease, cancer, coronary artery by-pass grafts, Creutzfeldt-Jakob disease, dementia, heart attack, kidney failure, major organ transplant, motor neurone disease, multiple sclerosis, Parkinson’s disease, stroke, extended – standard list of conditions plus aortic graft surgery, aplastic anaemia, bacterial meningitis, benign brain tumour, blindness, cardiomyopathy, coma, coronary angioplasty, deafness, encephalitis, heart valve replacement or repair, HIV infection, liver failure, loss of hands or feet, loss of independent existence, loss of speech, paralysis of limbs, pulmonary artery graft surgery, respiratory failure , rheumatoid arthritis, terminal illness, third degree burns, total permanent disability, traumatic head injury

Minimum-maximum ages: 18 to 69, six months to 17 years for children

Minimum group size: Five

Options: Cover for husbands, wives and civil partners up to £125,000, standard or extended list of conditions, children’s cover 25% of employee’s benefit  each child up to £20,000 gross, available on a company paid or  self-funded basis, or as part of a flexible benefits package

Commission: Subject to negotiation



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