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Aviva – Critical Illness Cover

Aviva – Critical Illness Cover

Type: Individual critical illness plan available only with Aviva mortgage life insurance or term assurance plans

Minimum premium/cover: £5 a month, £50 a year/no minimum

Minimum-maximum ages: 16-75 with mortgage life insurance, 16-75 for guaranteed rates with term assurance, 16-90 for reviewable rates with term assurance

Minimum term: One year for guaranteed rates with term assurance, three years for guaranteed rates with mortgage life insurance, six years for reviewable rates

Maximum cover: £2m

Conditions covered: Blindness, cancer, deafness, kidney failure, loss of speech, major organ transplant, motor neurone disease, multiple sclerosis, paralysis of limbs, stroke, terminal illness, traumatic head injury, CJD, total & permanent disability, coronary artery bypass grafts, loss of hands or feet, Aplastic anaemia, cardiomyopathy, encephalitis, liver failure, progressive supranuclear palsy, bacterial meningitis, aorta graft surgery, benign brain tumour, coma, heart attack, loss of independence, HIV infection, third degree burns, heart valve replacement or repair, Alzheimer’s disease, Parkinson’s disease, pre-senile dementia

Options: Available through Aviva Mortgage Life Insurance on an integrated basis where cover decreases in line with the MLI sum assured and/or independent basis where cover is level throughout the term, available through term assurance product on integrated basis only, choice of guaranteed or reviewable rates, free children’s cover up to £20,000 for all conditions except total & permanent disability, premium protection option

Commission: Depends on individual quote

Tel: 01904 688376

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