Tom Selby

Tom Selby: Dashboard realities won’t meet expectations

Pushing through a half-baked offering without all the data is an unnecessary risk “Green light for dashboards in 2019 puts pension savers in the driving seat.” That was the triumphant headline atop a Department for Work and Pensions press release, confirming the flagship project will go ahead as planned this year. This green light was […]


Tom Selby: The pension projects held back by Brexit

Taking a look at the potential casualties of an EU exit Fans of interminably dull Twitter debates will have been relieved to learn the process of the UK extricating itself from the European Union could drag on until 31 October. Whoever picked Hallowe’en as the deadline for Brexit clearly has a sense of humour. But […]

Tom Selby: Are we nearing a retirement comms revolution?

We know wake-up packs don’t work, so why do providers still send them? Achieving meaningful, positive change in pensions can be a tortuous slog. Take the cold-calling ban – a seemingly simple measure which took three years for the government to eventually implement. Even this falls short of the full promised scams clampdown, with legislation […]


Tom Selby: New DB transfer rules under the microscope

Despite pressure to come down on the market like a ton of bricks, the FCA has taken a measured approach to improving standards Another week, another barrage of headlines about an FCA intervention on defined benefit pension transfers. The regulator’s latest missive focuses squarely on the standards and processes advisers employ when carrying out pension […]


Tom Selby: We need to talk about life expectancy

The consequences of the European referendum result have been far-reaching and, in many ways, unquantifiable. We can make pretty well-educated guesses about the impact of the uncertainty created on economic growth based on declining business investment, for example, but we cannot know for sure where exactly the GDP line would have gone if the country […]


Cold-calling ban is just the start of the war on pension scams

The Government has finally bowed to industry pressure and the weight of logic by confirming it plans to ban pensions cold-calling. While full details have yet to be published, the Treasury has also indicated providers will be given greater powers to block transfers to suspicious schemes. In addition, policymakers plan to crack down on the […]