Linda Preston-Todd

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Are you ready for the Insurance Distribution Directive?

Firms must change initial disclosure documents before the 1 October deadline This year has already been a challenging one for advisers, but with the delayed implementation of the Insurance Distribution Directive taking effect on 1 October, further regulatory change is just around the corner. New rules introduced by the IDD include upfront disclosures that firms […]

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How to keep the FCA happy on outsourcing arrangements

While advice firms can outsource activities, they cannot outsource their responsibilities Advice firms are busier than ever, leading an increasing amount to turn to third parties to undertake activities that would have once been dealt with in-house. Outsourcing can provide a solution for those under pressure to deliver on long-term objectives, while juggling the day […]

How to keep your discretionary advice arm watertight

The onus on firms to meet the FCA’s increasing expectation should not be underestimated Effective systems and controls are crucial for advice firms in managing risk and delivering good client outcomes. It is an area the regulator is continually looking for firms to strengthen, through changes such as Mifid II. Indeed, the onus on firms […]

Lifting the lid on investment committees

Many smaller firms are mistaken in thinking they do not need an investment committee. Here are the key considerations in establishing one… Investment committees are usually associated with larger advice firms and those conducting discretionary management, but the reality is the same rules and principles apply to smaller firms. Indeed, given the number of firms […]