Carl Lamb


Carl Lamb: Advisers need to charge fees that keep them afloat

I am always saddened by the apparent wish to knock advice firms for trying to deliver profits as well as excellent standards. Most of us are just trying to make an honest buck. The recent report from the Personal Finance Society highlights adviser firms are worried about the future because of the cost of running a […]

The smarter way to train new advisers

We have just recruited the fourth intake of graduates to our trainee adviser programme. In this age of spiralling costs and tightening of belts, this might seem like a surprising decision, but it makes perfect sense for us. It is not just about having a source of advisers in the future. Our graduate trainees provide […]

Almary Green pays tribute after adviser passes away

Almary Green has lost a much loved and respected member of its advice team: Mark Ring. Mark, who was aged 49 and leaves a wife and three daughters, died suddenly and unexpectedly at home on Sunday 6 November. The loss of Mark has come as a devastating blow for family, friends, clients and colleagues. Mark […]


Carl Lamb: Advisers are not dictators or nannies

We live in a world where running a firm of advisers is as much about protecting it against future penalty as it is about helping clients. Of course, ensuring any advice is in the client’s best interest is by far the best way of protecting against any future complaints. But just how much responsibility should […]


Carl Lamb: Was the big adviser professionalism push for nothing?

 It takes a lot to dispel my natural optimism and enthusiasm, but Bank of England chief economist Andy Haldane‘s recent comments about advisers not understanding pensions sent my heart into my boots. We have all worked so hard to improve the professionalism of financial services and great strides have been made, starting with the RDR […]


Carl Lamb: Have I sold my soul by abandoning independence?

It is now common knowledge I have signed an agreement that should lead to the acquisition of my firm by Standard Life’s financial planning arm 1825 . Real change is needed in our sector if we are to continue to meet the growing need for affordable advice. Over the past year I have taken a long, hard look […]


Carl Lamb: Isn’t it time the FCA caught the outlaws?

It is a sad fact that there are still crooks and incompetents out there in our industry creating financial mayhem with their clients’ money. Just last month we had headlines in our local press about an IFA firm near Norwich. The two principals of the firm were arrested and were being questioned by the police […]