Amanda Newman Smith

Amanda Newman Smith

How state pension age changes will impact advice

Whether they like it or not, many in the industry can see where the Government is coming from in bringing forward the state pension age increase to 68 seven years earlier than planned. Increased life expectancy needs to be managed alongside the economics of having to fund the state pension, particularly if the alternatives, such as […]

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What next for DB pension transfer advice?

Pension freedoms have opened defined benefit members’ eyes to the mouth-watering fear advicefer values currently on offer if they give up their guaranteed benefits and move to a defined contribution scheme. At the same time, the FCA’s requirement that people transferring out of a DB scheme with a value of £30,000 or more must take […]