Abraham Okusanya

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Abraham Okusanya: Are happiness and retirement income really correlated?

A fascinating new paper by L&G, entitled Retirement Income Riddle: New perspectives on how we make financial choices and their impact on our wellbeing, looks at the relationship between happiness and the retirement income option people choose. Conducted by think-tank Demos using the English Longitudinal Study of Ageing database, the research focuses on people on […]

Abraham Okusanya: A tale of two platform cities

“It was the best of times, it was the worst of times.” As I ponder the developments in the platform market over the past year, I cannot help but think about the contrasting tranquil roads of Dickens’ London and the bloodstained streets of Paris at the height of the reign of terror. A similar contrast […]

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Abraham Okusanya: The irresponsible absurdity of new longevity theories

Annuity providers are wrong to use such sci-fi, scaremongering sales tactics  Ancient scholars would have us believe Methuselah lived to a staggering 969 years, making him the oldest person in history. Little wonder the name became synonymous with longevity. British gerontologist Aubrey de Grey coined the term “Methuselarity” – a blend of Methuselah and singularity – […]

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Abraham Okusanya: Advisers must go nowhere near platform costs

An awful lot of time is being dedicated to asking platforms to justify their existence, particularly in light of various botched re-platforming projects. But the point gets convoluted. Alongside those who question why certain platforms exist in the first place, there is debate around who they serve and how they should be paid for more […]

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Abraham Okusanya: Small advice firms are far from dead

Small firms have never been busier, more profitable and optimistic about the future In 1897, the New York Journal reported that American writer Mark Twain was dead. In fact, it was his cousin who had perished. This prompted Twain to politely inform the paper “the reports of my death are greatly exaggerated”. You would be […]

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Wading through the qualifications alphabet soup

Now the Institute of Financial Planning has been merged into the Chartered Institute for Securities and Investment, most financial planners are getting used to the new norm. The CISI is a very different beast to the good old IFP. Not necessarily better or worse, just different. And that takes some getting used to. One issue […]