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Ascentric – Wrap update

Ascentric – Wrap update

Update: From January 4, 2011, minimum investment reduced to £1,000 from £5,000,  £150 a year minimum charge on portfolios of less than £60,000  now removed,  charges reduced to £60 plus 0.15% from 0.25% for funds up to £60,  0.25% platform charge on balance of funds between £60k and £1m, 0.10% charge on balance of funds between £1m and £3m, discounts are available on the balance of funds greater than £3m



Peter Kirkham

Hey, big spender

Over the next 20 years, the World Bank estimates the middle class will expand to 800 million people globally. As part of this expanding middle, there is an increasing number of younger consumers with more disposable income and a greater propensity to spend. These structural changes are shifting patterns of consumption in such a way […]


‘FSA never wanted to ban interest-only’

FSA director of conduct policy Sheila Nicoll says it is not the regulator’s intention to ban interest-only mortgages. It has proposed that interest-only borrowers should be assessed on a capital and repayment basis and has suggested that lenders should check to see if the customer has a suitable repayment vehicle in place to pay back […]


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