Buy-To-Let Five Year Fixed Rate With Cashback
A new inheritance tax planning portfolio service is aiming to offer the advantages of Aim and Ofex investments to IFAs seeking an alternative approach.
When considering the marketplace for advice on capital investment, most attention is, understandably, given to individuals but not just any individuals, only those who value and can pay for advice – and there is much advice that is needed.
Interest only mortgage deals have risen steeply on the back of Bank of England base rate rises says broker My Mortgage Direct.Managing director Paul Hearnden says if the pattern of interest only arrangements is replicated with other brokers, there could be a major problem building up for millions of UK mortgage holders if borrowers do […]
by Debra Corey, group reward director You just planned and booked what you thought was the perfect vacation for you and your family. You call everyone together to share the great news and instead of receiving sounds of glee and delight, you receive groans and complaints.Your youngest says: “I hate beaches, didn’t you know that?” (You think to […]
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Another investment manager offering enterprise investment schemes has alerted clients of a 10 per cent drop in value for one of its portfolios following new Mifid rules. Mifid II, which came into force on 3 January, requires firms to notify clients when the overall value of their portfolio, relative to its value at the beginning of each reporting […]
The recent enquiry by the work and pensions select committee has reignited the debate about the future of collective defined contribution schemes. Whether these sort of schemes can be incorporated into the current UK pensions landscape is a moot point. Let’s consider some of the arguments for and against CDC. First of all, it is […]
Retirement interest-only mortgages are set to become more popular following the FCA removing hurdles to selling them. The regulator sees RIO mortgages as a possible aid to the waves of maturing interest-only loans with no repayment strategy. However, the FCA also wants RIO mortgages to be sold more widely, for example as an additional option […]