The Retirement Strategy Data pages are designed to offer a wide ranging view of the current annuity rates being offered from providers including impaired, flexible and asset-backed annuity options. The pages also put current rates into historical context, offer the latest annuity best-buy tables and give a genral overview of the type of products each provider currently offers.
MPs will debate pension charges next week after work and pensions select committee member Brandon Lewis secured a Parliamentary debate on the subject. The debate will be held in Westminster Hall, next Wednesday at 2.30pm and will be an hour and a half long. No motion will be voted on and no legislation will result […]
The US unemployment rate fell in November as 120,000 people found work during the month, but commentators warn this may not protect the country’s nascent recovery. According to the US Bureau of Labor Statistics, the unemployment rate dropped from 9 per cent in October to 8.6 per cent by the end of last month. Employment […]
Chancellor George Osborne will focus this week’s autumn statement on increasing the lending available for smaller firms alongside a bank levy increase and a softening of upcoming travel price hikes. In Tuesday’s autumn statement, the Government will unveil a number of credit easing schemes designed to offer around £40bn of loans to smaller firms. The […]
Advisers say seed enterprise investment schemes designed to boost start-ups will not be of interest to leading EIS providers. Chancellor George Osborne said from April 2012, investors in Seis will benefit from 50 per cent tax relief on the first £100,000, regardless of their personal rate of income tax. Each company is eligible for £150,000 […]
Certification is highly complex and surrounded by a minefield of information and auto-enrolment jargon, which can make it very difficult to understand. However, for many employers it is a necessary process that must be executed successfully.
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The number of Sipp related complaints at the Financial Ombudsman Service has continued to rise. Between July and September, 767 Sipp enquiries were received, FOS data out today shows, compared with 678 for the previous three months. Sipp complaints are now more than 50 per cent higher than they were in early 2016. 193 made […]
Three fund selectors give their views on choosing passive funds, blending, and investor suitability
The youngest ever fellow of the Personal Finance Society has moved to a new advice firm. Vito Faircloth gained the accolade last year at the age of just 22. He became level four qualified in August 2015 before taking additional exams with the professional body. Chief executive Keith Richards described the achievement as “truly remarkable”. […]