With the right of course of action, advisers can help reduce the personal allowance tax trap bill.
Networking can be extremely useful to advisers in businesses that work in isolation. But how do you ensure doing so does not waste precious time?
Thinking of selling up? Entrepreneurs’ relief could be jeopardised by investment assets or surplus cash
Investor discipline is required more than ever when political emotions are running high
Defined benefit transfers are big business, but advisers do not have to look too far back into the past for a cautionary tale
While some advice firms may be a little apprehensive about next year’s introduction of the EU’s general data protection regulation, it offers an opportunity to improve business practices and client relationships. Firms have a year to prepare for full implementation of the GDPR, which represents the most important change in data privacy regulation in 20 […]
The £1,000 allowances aim to make life simpler and more certain for people with a little income from casual sources.
If substantial amounts of surplus funds are directed towards investment activity, the company may fail the entrepreneurs’ relief “trading” requirement
Regulatory change is occurring at a remarkable pace as the FCA strives to ensure the advice market better serves the needs of its customers. This shift in gear by the regulator has meant some firms have struggled to hit the right balance between their commercial objectives and maintaining effective compliance. Firms should address the following […]
A lot of the key questions and concerns can be answered by putting yourself in the client’s shoes
Bravura chief executive Tony Klim on his ambitions to make platform technology a commodity
A lack of clarity about the direction of your business creates havoc
Last year’s dip was a strong confirmation of property’s long-term value
At a recent conference, one stalwart proposed insurers should stop publishing claims statistics on the basis they are all very similar, not scrutinised independently and have not increased sales over the time they have been shared. While I, like everyone else in that room, did not agree, I could see the point being made. My […]
Rumours abound that Chancellor’s position may not be as safe as previously thought.
In our market, just the word “claims” can generate a whole host of emotions, opinions, debates and ideas. For most of us, it is why we do what we do, ensuring clients and their families are looked after when tragedy strikes. For those that perhaps do not give the end result much thought when arranging […]
Last week I was looking at the subject of business relief for inheritance tax and how it can be completely denied if a company is not wholly or mainly a trading company. So what amounts to “wholly or mainly” for this purpose? Well, it is generally taken as meaning more than 50 per cent. It […]
The fall in sterling has prompted an overly pessimistic outlook for UK companies, but there are still resilient firms that can withstand Brexit uncertainty
Providers are requesting guarantees and checking a firm’s financial strength before agreeing to upfront commission payments
This election campaign has shown how important the public sees issues such as the state pension and long-term care
Expect final FCA guidance later this month on the Fourth Money Laundering directive, as well as updates from the Treasury
Existing training providers have seen their funding slashed while advice firms have to wait longer to register their employees for apprenticeship schemes
The evolution of the advice profession has stemmed from a lot of hard work from advice firms. They have spent a long time working up and revisiting their propositions to ensure consistently high levels of service to clients, as well as investing in staff to help deliver on business promises. Advisers and consumers are less […]
Taking a sustainable withdrawal rate at face value could mean clients missing out on the retirement they saved so hard for
A company’s shares can qualify for 100 per cent business relief, provided it is not mainly carrying out investment business
Eurozone equity returns have long been held back by a lack of corporate profits but this year looks set for a turnaround
My theme for these columns so far this year has been separating the strategy from the tactics. The strategy is about planning ahead and working out retirement objectives, while the tactics involve identifying the most suitable solution. This approach highlights the benefits of advice. A good adviser should have the confidence to tell a client […]
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Prime Minister Theresa May’s lost majority has significantly weakened her leadership both at home and abroad.
The majority of fund management groups have said they will be compliant on Mifid II rules on time, but research providers are still failing to engage with groups on pricing setting, a survey shows. Fintech firm RSRCHXchange reveals asset managers are fully aware of the changes MifidII will bring on the way investment research is […]
Malcolm Streatfield says current FSCS levies are a “disproportionate tax” on good advice firms
Watch Rob Burnett, manager of the Neptune European Opportunities fund, discuss the political and economic factors driving European equities today. With potentially tighter monetary policy on the horizon and record valuations for defensive stocks, Rob believes that there is an asymmetric opportunity to the upside for value strategies. In the video, Rob discusses: The impact […]
The Brazilian investment case has transformed dramatically over the past eighteen months. Back at the beginning of 2016, the market was under pressure from both international and domestic factors. The Chinese economy was slowing, which resulted in a precipitous fall in commodity prices, and the US Federal Reserve was beginning to raise interest rates, with […]
After a quiet year for M&A in 2016, particularly in the FTSE 250, Neptune’s Holly Cassell believes we could be in for a much busier 2017. UK M&A activity is really gathering steam, with new deals being announced at an encouraging frequency. In fact, we’ve had the best start to the year since 2008, with […]
Mark Martin, head of UK Equities at Neptune, comments on the Neptune UK Mid Cap fund’s positioning and the opportunities presented by a weak sterling. Read more: UK election and mid caps Important information – for professional investors only Investment risks Neptune funds may have a high historic volatility rating and past performance is not […]
The rally in equities that began following the January 2016 China-devaluation shock has proved to be one of the longest ever. As investors have quickly brushed the sand off political events such as Brexit, Donald Trump and the French election, equity indices have repeatedly registered new record high watermarks. Meanwhile, the Investment Clock that guides […]
Mark Martin, head of UK Equities at Neptune, comments on the Neptune UK Mid Cap fund’s positioning and the opportunities presented by a weak sterling. Read more: Brazil UK M&A boom UK election and mid caps Important information – for professional investors only Investment risks Neptune funds may have a high historic volatility rating and […]