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AMI outlines Hip fears

The Association of Mortgage Intermediaries is concerned that Home Information Packs may harm the sector.

It has detailed those fears in its response to the Office of the Deputy Prime Ministers consultation on the introduction of Hips.

Deputy director general Fay Goddard says: In principle, AMI supports the objectives of the Home Information Pack but as the consultation process has progressed, there is increased concern from our members of the unintended consequences that the introduction of Hips may have on both consumers and the mortgage intermediary sector.


The introduction of Hips is designed to protect both buyers and sellers from financial loss and provide a more transparent and streamlined process for purchasing a property.

The wider issues, including potential advantages, disadvantages and regulatory impact, have been subject to previous consultation and we acknowledge that this consultation seeks comments specifically on the draft regulations.

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