Amber Homeloans withdrew its 95 per cent loan-to-value near-prime and self-cert prime products this week. Maximum LTV on near-prime full status is now 90 per cent.
Fidelity’s annual investment forum will take place at seven venues across the UK between October 1-5 with speakers including Anthony Bolton, Sanjeev Shah, Jorma Korhonen and Richard Skelt.
Consumers believe they have much more protection than they really do, according to Swiss Re technical manager Ron Wheatcroft who believes this “reality gap” will make closing the £2.3trn protection gap even harder.Swiss Re conducted interviews with 1,000 18-60 year olds and found 57 per cent of the sample believe they have life insurance in […]
Regulatory stupidity has allowed IFAs to take the flak for endowment mispricing
Mortgages Plc has suspended all of its heavy and unlimited adverse products in its latest criteria change.It has also announced that it will be reducing maximum loan to value on its medium adverse range from 85 per cent to 80 per cent. Its light adverse range maximum LTV will decrease to 85 per cent from […]
Research from Jelf Employee Benefits and retirement workshops specialist LaterLife Learning shows that one in two employers could offer their older workers greater remuneration flexibility so that they can benefit from the new Freedom of Pensions rules.
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The Financial Ombudsman Service has appointed Money and Mental Health Policy Institute vice chair Richard Lloyd to lead an independent review into its complaints handling process. The former Which? executive director has been charged with producing a report into FOS’ practices after a Channel 4 documentary earlier this year suggested a number of failures at […]
Aberdeen Standard Investments has voted against multi-million pound payouts for senior executives at housebuilder Persimmon. Persimmon held its annual general meeting today. There was a huge outcry at the end last year when it emerged the chief executive, chief financial officer and managing director of Persimmon were in line for huge pay packets as a […]
Consideration of non-pensions related tax-advantaged investment is becoming more necessary This week I want to take a look at where things stand in relation to pensions and planning using tax-advantaged investments following the Spring Statement. With the increasing impact of the lifetime and annual allowances, consideration of non-pensions-related tax-advantaged investments is becoming ever more necessary […]