Amber Homeloans withdrew its 95 per cent loan-to-value near-prime and self-cert prime products this week. Maximum LTV on near-prime full status is now 90 per cent.
Fidelity’s annual investment forum will take place at seven venues across the UK between October 1-5 with speakers including Anthony Bolton, Sanjeev Shah, Jorma Korhonen and Richard Skelt.
Consumers believe they have much more protection than they really do, according to Swiss Re technical manager Ron Wheatcroft who believes this “reality gap” will make closing the £2.3trn protection gap even harder.Swiss Re conducted interviews with 1,000 18-60 year olds and found 57 per cent of the sample believe they have life insurance in […]
Regulatory stupidity has allowed IFAs to take the flak for endowment mispricing
Mortgages Plc has suspended all of its heavy and unlimited adverse products in its latest criteria change.It has also announced that it will be reducing maximum loan to value on its medium adverse range from 85 per cent to 80 per cent. Its light adverse range maximum LTV will decrease to 85 per cent from […]
Research from Jelf Employee Benefits and retirement workshops specialist LaterLife Learning shows that one in two employers could offer their older workers greater remuneration flexibility so that they can benefit from the new Freedom of Pensions rules.
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The work and pensions secretary Esther McVey has been urged to intervene to protect the pensions of over 200,000 current and former Barclays staff as the UK bank reorganises its pension scheme. Concerns have been growing from the bank’s members over the decision of Barclays to transfer responsibility for pensions to the international and investment banking arm […]
The Financial Services Compensation Scheme is predicting that life and pensions advice compensation payouts will fall over the next year. In its budget for 2018/19 released today, the FSCS notes that while the three-year average for compensation claims over life and pensions intermediation is £83.8m, a falling trend from a peak two years ago should […]
Will PI cover stand up to the DB transfer test?