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Amber restricts LTVs to 90%

Amber Homeloans withdrew its 95 per cent loan-to-value near-prime and self-cert prime products this week. Maximum LTV on near-prime full status is now 90 per cent.

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Fidelity managers go on the road

Fidelity’s annual investment forum will take place at seven venues across the UK between October 1-5 with speakers including Anthony Bolton, Sanjeev Shah, Jorma Korhonen and Richard Skelt.

Millions are misguided in massive reality gap

Consumers believe they have much more protection than they really do, according to Swiss Re technical manager Ron Wheatcroft who believes this “reality gap” will make closing the £2.3trn protection gap even harder.Swiss Re conducted interviews with 1,000 18-60 year olds and found 57 per cent of the sample believe they have life insurance in […]

Damaged goods

Regulatory stupidity has allowed IFAs to take the flak for endowment mispricing

Mortgages Plc suspends all heavy and unlimited adverse business

Mortgages Plc has suspended all of its heavy and unlimited adverse products in its latest criteria change.It has also announced that it will be reducing maximum loan to value on its medium adverse range from 85 per cent to 80 per cent. Its light adverse range maximum LTV will decrease to 85 per cent from […]

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