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Alliance & Leicester – Three Year Fixed Fee Saver

Alliance & Leicester

Three Year Fixed Fee Saver

Type: Fixed rate mortgage

Fixed term: Until July 31, 2011

Fixed rate: 7.44%

Minimum loan: £15,000 in England and Northern Ireland, £10,000 in Scotland & Wales

Maximum loan: Up to 90% of valuation subject to a maximum of £500,000, up to 85% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty, free valuation, £200 cashback or mortgage transfers service for remortgages

Arrangement fee: None

Redemption fee: 3% of the amount repaid in the first three years

Introducer’s fee: Subject to negotiation

Tel: 0845 300 2563

Alliance & Leicester

Two-Year Base Rate Tracker

Type: Tracker mortgage

Tracker term: Two years

Tracker rate: 0.89% above the Bank of England base rate

Payable rate: 5.89%

Minimum loan: £15,000 in England and Northern Ireland, £10,000 in Scotland & Wales

Maximum loan: Up to 75% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Flexible features: Overpayments, underpayments, payment holidays, lump sum withdrawals

Arrangement fee: 2% of the original loan

Redemption fee: None

Introducer’s fee: Subject to negotiation

Tel: 0845 300 2563

Nationwide

Two Year Fixed Rate No Fee

Type: Fixed-rate mortgage

Fixed term; Two years

Fixed rate: Loans up to 95% of valuation – 7.05%, up to 90% of valuation – 6.55%, up to 75% of valuation – 6.35%

Minimum loan: £25,000

Maximum loan: Up to 95% of valuation subject to a maximum of £500,000, up to 85% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Conditions: Loans up to 95% of valuation for existing borrowers only

Flexible features: Overpayments up to £500 a month, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee: £599, £299 for first-time buyers

Redemption fee: 1.5% of the mortgage balance in first two years

Introducer’s fee: Refer to lender

Contact: www.nationwide.co.uk/intermediaries

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