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Alliance & Leicester – Long Term Base Rate Tracker

Type: Flexible tracker mortgage

Tracker rate: Bank of England base rate in year one, thereafter 1% above base rate

Tracker term: Life of loan

Minimum loan: 25,000

Maximum loan: Up to 95% of valuation subject to a maximum of 250,000, up to 90% of valuation subject to a maximum of 500,000, up to 85% of valuation subject to a maximum of 750,000

Income multiples: Up to 95% of valuation up to 3.3 times principal income plus second or 2.75 times joint, up to 85% of valuation up to 3.5 times principal income plus second or three times joint, up to 75% up to four times principal income plus second or 3.25 times joint

Conditions: 100 cashback for existing Alliance & Leicester borrowers

Flexible features: Overpayments, underpayments, payment holidays, lump sum withdrawals

Arrangement fee: 395

Redemption fee: None

Introducers fee: Subject to negotiation

Tel: 0870 0100657

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