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Alliance & Leicester launches new discounted base rate tracker

Alliance & Leicester has launched a new discounted rate mortgage followed by a lifetime base rate tracker.

The discounted base rate tracker runs as 1.50 per cent below the Bank of England base rate, currently 4 per cent, for two years. This gives it a rate of 2.50 per cent at launch.

For the remaining term it is Bank of England base rate plus 1.50 per cent.

There is no arrangement fee and the loan to value available is 95 per cent.


AMP bill for Towry Law reaches £135m

AMP has splashed out a total of £135m on integrating and keeping its Towry Law subsidiary afloat last year.Figures revealed by leading industry analyst Ned Cazalet&#39s Life 2002 reveal that AMP has dipped into its ailing Pearl with-profits fund to the tune of another £30m to fund the integration on top of its £75m purchase […]

IFA accuses FSA of snubbing small firms over PI

A Welsh IFA claims the FSA is operating double standards towards his difficulties in finding PI cover, with the regulator saying one thing in public but acting differently when dealing with firms.Philip Evans & Associates principal Philip Evans says the regulator is threatening to shut him down because he has been unable to find adequate […]

Brokers are facing last-ditch exam dash

Many IFAs face a last-minute dash to get the minimum qualifications by the end of the year to continue doing mortgage business, according to IFA Promotion.IFAP reveals that only around 950 of its 10,300 listed IFAs have passed the Maq or Cemap bridge paper with less than 100 days until the Mortgage Code Compliance Board&#39s […]

Warning on protecting intellectual property

Many financial services firms are failing to protect their intellectual property, leaving themselves exposed to the risk of attacks by competitors, according to patent and trademark lawyers Marks & Clerk.A survey commissioned by the company shows that although 93 per cent of financial services firms with a turnover of £5m or more believe that protecting […]


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