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Alliance & Leicester brings Energy to the mortgage market

Alliance & Leicester


FREE ENERGY MORTGAGE


Type: Discounted rate mortgage offering free gas and electricity through London Electricity for three years.


Discounted term: Three years.


Discounted rate: 1 per cent.


Payable rate: 7.95 per cent.


Minimum loan: £50,000.


Maximum loan: Up to 95 per cent of valuation.


Income multiples: First time buyers – 3.25 times principal income plus second or 2.75 times joint. Other borrowers – for loans up to 75 per cent of valuation – 3.75 times principal income plus second or three times joint, 75 to 95 per cent of valuation – 3.3 times principal income plus second or 2.75 times joint.


Arrangement fee: None.


Redemption fee: Six months&#39 gross interest for first three years.


Conditions: None.


Introducer&#39s fee: None.


Tel: 0845 303 3000.


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