Leeds & Holbeck Building Society recently welcomed All Blacks’ legend Justin Marshall to a summer school for 140 seven- to 16-year-olds hosted by the society.Marshall arrived direct from his native New Zealand and went straight to the summer school. The most capped All Blacks half-back of all time has signed for the Leeds Tykes, who picked up the Powergen Cup earlier this year. There he joins Lions hooker and Scotland skipper Gordon Bulloch to take part in an exciting European campaign.
Open annuities could be set for an 11th-hour boost after HM Revenue & Customs revealed that inheritance tax will be payable on alternative secured pensions and probably on drawdown. Open annuities, which have enabled annuitants’ remaining funds to pass to their estate on death, are expected to die out after A-Day when this advantage is […]
This week, I will conclude my series of articles on recent and imminent developments in the pension world. In my last article, I looked at issues relating to the pro- jection of benefits from final-salary schemes and state pensions. Here, I will move on to the projection of money-purchase benefits, paying particular attention to the impact of statutory money-purchase illustrations.
Matt Davis discovers that Hargreaves Lansdown’s senior investment analyst wants to make the Government an offer it can’t refuse to help close the savings and pension gaps and start to educate consumers on the benefits of financial services
Structured Solutions Group has brought out the early bonus plan III a guaranteed equity bond linked to the performance of the FTSE 100 index for a term of six years.
Managers James Foster and Jacob de Tusch-Lec outline the fund’s investment approach and discuss current investment themes and outlook for the bond and equity markets. As James and Jacob confirm, the Artemis Monthly Distribution Fund’s aim is to generate an income from both equities and bonds. They explain their investment approach in each asset class, the sectors where they are […]
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A decade ago, I went through the pain of switching utility providers. Deterred by a catalogue of errors, it is only recently, after a house move, that I tried again. I was pleasantly surprised by how easy it was. It has made me think about how complex and expensive it is to switch in financial […]
It has never been more important to encourage saving. But advisers know only too well how challenging the complexities of the UK savings and pensions landscape make it for people. Any trends towards simplification would be welcome, but unfortunately recent developments have moved in the opposite direction. Take Isas, for example. Their simplicity has always […]
The FCA has confirmed it will consider if there needs to be better guidance around when it and the Financial Ombudsman Service can share information ahead of the FOS making its final decision. In a Complaints Commissioner final report, published on its website yesterday, commissioner Antony Townsend invited the FCA and FOS to discuss when […]