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Aldermore Mortgages – Prime Buy-To-Let Three-Year Fixed

Aldermore Mortgages – Prime Buy-To-Let Three-Year Fixed

Type: Fixed rate buy-to-let mortgage

Fixed term: Three years

Fixed rate: 5.78%

Minimum loan: £50,000

Maximum loan: Up to 75% of valuation subject to a maximum of £200,000, up to
65% of valuation subject to a maximum of £300,000

Income multiples: Rental income must be at least 125% of the mortgage
interest payment and 100% of the repayment on a capital repayment basis

Conditions: Free legal fees for remortgages, available only through 3mc, bds
Mortgage Group, Legal & General, Mortgages For Business, Mortgage
Intelligence, Mortgage Next, Personal Touch, Platinum Options and Pink Home

Arrangement fee: Up to 75% of valuation – 2.5% of the original loan, up to
70% of valuation – 2%, up to 65% of valuation – 1.5%

Redemption fee: 5% of the amount repaid in year one, 4% in year two, 3% in
year three

Introducer¹s fee: 0.4% of the original loan

Tel: 0333 321 1000


Revenue says kick-outs do qualify for Isas

HM Revenue &Customs has U-turned in its guidelines on kick-out structured products, confirming that they do qualify for Isa investment. Last week, HMRC issued an update to Isa managers confirming that kick-out plans, where the trigger event is conditional on a financial index reaching a pre-determined point, are Isa-eligible. In an industry bulletin in April, […]


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