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Aifa wants a coalition to fight back

Aifa is calling on the industry and the Consumers&#39 Association to form a coalition to sort out what it is calling the chaos created by the FSA&#39s proposals for change.

Aifa director general Paul Smee says Aifa, the ABI, IFA Promotion and the LIA must unite to tackle the FSA on its radical plans.

LIA public affairs director John Ellis says he gives his backing to a coalition challenge which he hopes will bring about significant changes to the proposed regime.

But the ABI has given the FSA paper a cautious thumbs-up and says it is not against change as long as it helps ensure consumers are offered a wider and clearer access to advice.

Smee says: “The industry needs to get together to sort out the mess the FSA&#39s consultation has created.”


Research claims to show bond commission bias…

IFAs have shown significant evidence of commission bias when choosing between providers for with-profits and distribution bonds, according to an FSA report although it admits the markets is not riddled with bias.The research, by Charles River Associates in October last year, is published as part of consultation paper 121. It claims to reveal some evidence […]

80 per cent of IFAs ready for depolarisation, says Fidelity survey

Four out of five IFAs have already made preliminary plans for the post-polarisation era, according to a new survey from Fidelity.Of the 300 IFAs polled, on Thursday, just 4 per cent said they would opt to multi-tie if polarisation is abolished, with the majority saying they would stay the same, sacrificing the tag of &#39independence&#39.Fort-one […]

Pink Home Loans 3-year discount

Pink Home Loans, discounted mortgageDiscounted term: 3 year stepped discountDiscount: 2.4% year one, 1.4% year two, 0.4% year threePayable rate: 2.4% year one, 1.4% year two, 5.34% year threeMinimum loan: £25,001Maximum loan: £300,000 up to 80% LTVIncome multiples: above 85% LTV 3 times principal, 2.75 times joint; between 75 and 85% LTV 3.25 times principal, […]

Skipton bond gives minimum return of 22% over five years

Skipton Building Society is offering a five-year guaranteed growth bond with minimum growth of 22 per cent and potential growth of up to 50 per cent.The bond tracks the FTSE 100, S&P 500 and Dow Jones Eurostoxx 50 indices. Growth of 22 per cent is guaranteed irrespective of changing financial or economic circumstances.Investors receive a […]

Happy while you work

Well we’ve had scorching weather (yes even up here in Scotland!) and now the Euros 2016 are on – you can’t blame people for wishing life was just one big holiday.  With all these distractions it sometimes feels like work just gets in the way of having a good time! But sunny day skivers are […]


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