Aifa warns there must be a clear line between provider and adviser responsibilities, with providers not intruding into the client-adviser relationship, creating competitive distortion or threatening independence of advisers through distributor selection.
Kensington Group chief executive John Maltby has questioned whether some sub-prime lenders can survive due to the “unsustainable” nature of products on offer.The head of the UK’s first adverse lender had added his voice to the growing number concerned about the sector. It follows claims by lender Rooftop last week that too many lenders in […]
Interest rates With one rise already this year and more on the way, Helen Pow reports on the market effects as base rate increases.
Few people believe Child Trust Fund Week will make much impact on a public that is largely financially illiterate, says Helen Pow.
Sarasin Real Estate Equity IIID Fund
By Fiona Hanrahan, senior product insight and technical support analyst We’ve received lots of queries on scheme pays and when it can be used. This article explains how it works and the conditions which apply. What is ‘scheme pays’? If an individual exceeds the annual allowance (AA) and an AA tax charge is due, they […]
- Top trends
- Top trends
News and expert analysis straight to your inboxSign up
Latest from Money Marketing
Alliance Trust Savings’ new boss must “instil common sense” across the business and start to engage with advisers if they are to salvage the platform’s reputation, IFAs have said. Industry insiders have welcomed news of ATS chief executive Peter Mill’s departure, but say the platform needs to move quickly to fix its service issues. Frustrated advisers are […]
The FCA has said that the Financial Ombudsman Service does not need more guidance on how it should match the regulator’s rules with the complaints adjudicator’s judgments. While the FCA regulates firms according to its handbook, FOS decides on complaints based on a ‘fair and reasonable’ test, that is, whether the claim would be successful […]
The curious goings-on in the world of financial services