Type: Deferred group self-invested personal pension
Minimum group size: Five
Minimum investment: Lump sum £2,500, monthly £20
Minimum term: None
Investment choice: Insured funds platform ¬ over 90 funds from 17 fund managers, Self-invested options – supermarket option of 997 funds from 43 fund managers, discretionary fund manager service, all other permitted investments including UK commercial property
Allocation rates: 95-100% depending on IFA commission taken
Charges: Bespoke charges applied for each scheme, fund supermarket/access to discretionary fund managers annual £250 if less than £250,000 is invested in insured funds
Commission: Bespoke options including Lautro initial with renewal, establishment with renewal, level, fund-related and nil commission options
Contact: www.scottishequitable.co.uk
