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Aegon launches guaranteed onshore bond

Aegon Scottish Equitable has launched a guaranteed onshore bond product to protect consumers against stockmarket volatility.

Investment Control offers a protected investment option which guarantees investors’ money back after 5 years, minus withdrawals, and also offers a money back guarantee on death.

In addition, from the tenth anniversary and every five years after that, if the fund value is greater than the amount invested, less withdrawals, this will be set as the new higher guaranteed cash-in amount.

The product has a flexible charging structure which means advisers and clients can choose from one of the standard charging options or put together a tailored structure.

Investment Control offers a choice of more than 90 funds to meet a variety of investors’ needs and different attitudes to risk.

The protected investment option offers a choice of two portfolios to invest in which are the core portfolios which offer a choice of four funds for investors looking for passive equity management and four multi-manager portfolios for clients looking for active management. There is also a cash fund.

The product is an addition to Aegon’s guaranteed income range which includes 5 for Life.

Marketing communications manager David Aaron says: “With stockmarket volatility currently at the forefront of investors’ minds, we have identified a growing demand for products offering guarantees. With Investment Control’s protected investment option we guarantee that investors will get back at least what they put in, no matter what happens to the market. We are bringing real innovation and the potential for investor peace of mind to the investment bond market.”


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