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FCA charge for late Gabriel return upheld after complaint

The FCA was right to issue a firm with a fine for filing its regulatory returns late, an adjudicator has ruled, after the firm complained that it was not told that its submission was due. Firms are charged a £250 late administration fee if they fail to submit their Gabriel return on time. A firm […]


FCA policy head on the future of advice regulation

The FCA’s director of policy has shed light on the regulator’s approach to the advice market, backing a number of measures intended to improve access to advice. In a presentation at the Personal Finance Society Festival of Financial Planning today, David Geale told advisers that, on the back of the Financial Advice Market Review, the […]

Gail Counihan

Is the hype around electric vehicles justified?

In order to muscle conventional vehicles off the road and become the dominant technology, electric vehicles need to be able to hold their own in three important ways: performance, practicality and affordability. Gail Counihan, Responsible Investment Analyst at Royal London Asset Management, takes a closer look at these three areas. Read the article here Past […]

Brexit failing to deliver for Investec value manager

Investec UK equities manager Alistair Mundy says retailers hit by squeezed households are one of the few sectors where Brexit could create opportunities for his special situations fund as he admits value continues to struggle. Retail figures released by the ONS today showed their first annual fall since March 2013, dropping 0.3 per cent. Real […]

Pension savings-2015

Overseas transfer charge

By Jim Grant, Senior Product Insight & Technical Support Analyst, Royal London Transfers to overseas pension schemes are not recognised transfers unless the transfer is to a Qualifying Recognised Overseas Pension Scheme (QROPS). A transfer to an overseas pension scheme that isn’t a QROPS is therefore an unauthorised payment and taxed accordingly. However, even if the […]


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