‰A new group of supervisory specialists will regularly review the supervision of all high-impact firms to ensure procedures are being rigorously adhered to. ‰The numbers of supervisory staff engaged with high-impact firms will be increased, with a mandated minimum level of staffing for each firm. ‰The existing specialist prudential risk department of the FSA will be expanded following its upgrading to divisional status, as will the resource of the relevant sector teams. ‰The current supervisory training and competency framework for FSA staff will be upgraded. ‰The degree of FSA senior management involvement in direct supervision and contact with high-impact firms will be increased. ‰There will be more focus on liquidity, particularly in the supervision of high-impact retail firms. ‰There will be raised emphasis on assessing the competence of firms’ senior management.