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ABI sets up group on HIV policy

The ABI is to set up an independent working group to advise the insurance industry on policy developments affecting HIV and insurance.

It has already invited the Terrence Higgins Trust and Pinkfinance.com to join.

Issues likely to be discussed by the group include the evidence base for HIV risk, changing cultural attitudes encouraging responsible behaviour and fair risk assessment.

The summary of responses to the statement of best practices for HIV and insurance says there is widespread support from insurance companies and stakeholders for the principles to update practices.

Insurers will be able to assess applications, based on relevant and accurate information, without intrusive or unsuitable questions.

ABI head of health Richard Walsh says: “The insurance industry is committed to fairness and treating people with respect. This consultation exercise is about putting that commitment into practice.”

Compass IFA and Pink-finance.com editor Chris Morgan has been contributing to the new best practice guidelines over the last 12 months. He says: “I have committed myself to the project for the next three years. It is important that we find modern, fair and respectful methods for identifying HIV risk across all groups.”

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