Abbey has pulled the last 100 per cent mortgage deal from the market. A spokesman says: “This is normal given the current market conditions and is in line with recent moves by other lenders.”
Advisers have warned life offices against using a “broad brush” approach to promote the benefits of bonds over mutual funds for self-preservation purposes following the capital gains tax changes.Accountants Financial Services managing director Paul Scarff says there is a flaw in the assumptions used by Standard Life head of savings and investment Ian McLeod, writing […]
The number of best advice systems has increased considerably over recent years.
I have been quick to criticise the doom-mongers in the past who have been talking the mortgage market down and negatively affecting overall consumer confidence.
Seven Investment Management believes the introduction of its asset-allocated passive funds of funds is part of a Darwinian evolution of the multi-manager concept.
Paul Casson, manager of the Artemis Pan-European Absolute Return Fund, explains why he likes Irish housebuilders but is shorting banks – and how one Spanish TV company is going against media trends. Click here to read more
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There are numerous trip hazards with carry forward but more clients will want to be looking at it Many believe the annual allowance will be fair game for the chancellor soon, as one of the least painful and least complex reductions in cost to the Treasury. As such, the need to contribute while clients can and […]
The world is a challenging place for a traditional one-man (or -woman) band Increased regulation and rising costs are leading to a growing number of mid-sized adviser firms. Sole trader and two-handed businesses are becoming rarer as changing rules and client demands present a greater challenge for smaller firms. Between compliance, technology and the implementation […]
Thirty-six months is a short time in pensions. Before April 2015, few could have predicted that compulsory annuitisation would come to an end and the door to full withdrawals would be swung open. As the pension freedoms reach their third birthday, it is worth weighing up the evidence to date. Let’s start with the good […]