For remortgages of up to 60 per cent loan-to-value, there is the 2-year fixed at 3.89 per cent and 3-year fixed at 4.29 per cent with fee of £995, free valuation and legals. Also, for a limited period, there is a £250 reduction off the arrangement fee on the 2-year fixed if the fees are paid upfront.
Other options from Abbey include the remortgage special 2-year fixed 75 per cent LTV with a rate of 3.99 per cent and arrangement fee of £1,995 or rate of 4.49 per cent for no fee. There is also the 85 per cent LTV for purchases 2-year fixed at 5.84 per cent. This has a fee of £995.