Abbey for Intermediaries has introduced a fast track process for low risk customers borrowing less than 60 per cent LTV and less than £500,000.
The deal applies to both employed and self-employed borrowers and is part of a new flexible lending policy based on affordability.
Abbey says the changes have been made in line with the new FSA mortgage guidelines and in anticipation of future trends.
Employed borrowers with clean credit records have to submit no documentation up to 60 per cent LTV and just a payslip over that amount.
Abbey for Intermediaries director Ambrose McGinn says the new policy makes it faster and easier for the majority of people whose applications are straightforward, while still accommodating clients with more complex applications.