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Abbey For Intermediaries/Santander – 3-Year Tracker

Abbey For Intermediaries/Santander – 3-Year Tracker

Type: Tracker mortgage

Tracker term: Three years

Tracker rate: 2.49% above the Bank of England base rate

Payable rate: 2.99%

Minimum loan: £6,000

Maximum loan: Up to 75% of valuation subject to a maximum of £550,000

Income multiples: Based on affordability

Conditions: One free valuation for properties valued up to £2.5m, £250 cashback towards legal costs, available for home purchase only

Arrangement fee: 1% of the original loan

Redemption fee: 2% of the amount repaid in the first three years, plus repayment of £250 cashback if mortgage repaid on or before December 2, 2012

Introducer’s fee: Refer to lender



Craig Farley

In harmony with slower China

Despite a fall in the blistering pace of growth and other problems, the reality is that China is still an attractive prospect


FSA fines mortgage lender £42,000

The FSA has fined mortgage lender Bridging Loans £42,000 and its director Joseph Cummings £70,000 for serious failures relating to lending practices and for failing to treat customers fairly in arrears. The FSA has also banned Joseph Cummings and taken action to prevent three other directors at the firm, Miriam Cummings, Laura Cummings and Susan […]

Value remains within European equities

By Rob Burnett, Neptune European Opportunities Fund

In recent months, investors have become more pessimistic about both the European and the US economic outlook and yet stockmarkets have pushed on to new highs. Some would argue that this is a worrying divergence. We would take the opposite view. This appears to be classic bull market behaviour. A wall of worry has been rebuilt, and stockmarket resilience should be taken as a sign of strength. The market is discounting an improving economic outlook ahead, particularly in the south of Europe.


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