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Abbey For Intermediaries/Santander – 2-Year Tracker

Abbey For Intermediaries/Santander – 2-Year Tracker

Type: Tracker mortgage

Tracker term: Two years

Tracker rate: 2.09% above the Bank of England base rate

Payable rate: 2.59%

Minimum loan: £6,000

Maximum loan: Up to 70% of valuation subject to a maximum of £550,000

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty in the tracker period subject to a £500 minimum

Arrangement fee: £995 booking fee

Redemption fee: 2% of the mortgage balance in the first two years

Introducer’s fee: Refer to lender

Contact: www.abbeyfor


Mark Polson

The principal of The Lang Cat says the RDR is leading to massive change in the industry and the aim of his business consultancy is to act as translator between advisers, providers and their clients

Interview by Gregor Watt

MM Leader: FSA gets it right on bundling but wrong on cash rebates

After a sustained and presumably expensive lobbying campaign from some of the bigger platform players, the FSA has relented from its original view that so-called bundled pricing should be banned. However, it is clear from last week’s platform consultation paper that the FSA will not tolerate more murkier aspects of this market which breed bias […]


Aifa’s view

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Britain's “Forgotten Army”: The collapse in self-employed pension membership – and what to do about it

Pension scheme membership among employees has risen by more than five million in the past four years because of the policy of automatic enrolment into workplace pensions. But Britain’s army of 4.4 million self-employed people, who account for one in seven of the workforce, are not covered by automatic enrolment. Pension coverage among the self-employed […]


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