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Abbey For Intermediaries -Four Year Fixed Rate Mortgage

Abbey For Intermediaries

Four Year Fixed Rate Mortgage

Type: Fixed-rate mortgage

Fixed term: Until December 2, 2013

Fixed rate: 4.99%

Minimum loan £6,000

Maximum Loan – Up to 70% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty

Arrangement fee: £995

Redemption fee: 4% of mortgage balance if mortgage repaid in the first four years plus repayment of cashback or up to £400 for legal work if mortgage repaid on or before 
October 2, 2011

Introducer’s fee: Refer to lender



Shared access

Mansfield Building Society’s launch of a 100 per cent mortgage in a shared-ownership deal has thrown a spotlight on shared-equity schemes, which can be difficult to access for first-time buyers due to lenders’ restrictions.

Move focus away from price

September is one of the peak times for motor insurance applications and renewals. It is all to do with the way car registrations are updated. No wonder then that the last few weeks have seen the TV ad schedules dominated by comparison websites and Direct Line promising ever increasing discounts and savings.

Why prevention is better than cure

Quoting the famous adage, prevention is better than cure; there are many proactive benefits that can improve wellness in the workplace, decrease stress, increase staff morale and reduce absenteeism, as well as attracting and retaining employees of a higher standard. With a recent study showing that employees in Britain are working below peak productivity, preventative benefits can ensure you address potential health issues or causes of stress at their source and ensure productivity in the workplace remains at an optimum level. With this in mind, how are you using preventative benefits to help keep your workforce happy and healthy?


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