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Abbey For Intermediaries – 5 Year Fixed Rate

Abbey For Intermediaries – 5 Year Fixed Rate

Type: Fixed-rate mortgage

Fixed term: Until January 2, 2015

Fixed rate: 7.09%

Minimum loan: £6,000

Maximum loan: Up to 90% of valuation subject to a maximum of £250,000

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty

Arrangement fee: £2,499

Redemption fee: 5% of the amount repaid in the first five years

Introducer’s fee: Refer to lender



Artemis rethinks VCT fees

Artemis has bowed to pressure to revise the fee arrangements implemented in March after the merger of its VCT and Aim VCT 2. The UK Shareholders’ Asso- ciation heavily criticised the scheme, saying it favoured the fund firm and was not adequately explained to shareholders. Artemis has since extended the first performance period used to […]

Personal points

Personal pensions are unfairly disadvantaged by comparison with occupational schemes

Video debate: labelling, disclosure and the RDR

In the third and final panel session from the Personal Finance Society’s RDR action week, Tenet group distribution and development director Keith Richards and Resources Compliance UK managing director Simon Collins discuss labelling and disclosure. The session, chaired by Money Marketing editor Paul McMillan, sees the duo answer viewer questions about restricted and independent advice.

Johnson Fleming is a finalist at UK Pensions Awards 2016

The UK Pensions Awards shine the light on excellence and recognise the advisers, providers and investment managers that offer the highest level of innovation, performance and service to occupational pension schemes and their members. This year’s awards looked at advisers and providers across 31 different categories and were rigorously judged by a panel of senior […]


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