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A stiff test

Viagra may have been first developed as a drug for hypertension before its true usefulness became clear.

But we cannot help but wonder if such a happy accident will apply to home information packs.

Initially, the packs were meant to include a proper survey and to aid buyers in the process of buying a home from being ripped off or indeed gazumped. Now these packs are designed to give homes an environmental audit.

We cannot help wondering if all the problems the packs may create, including causing a housing market stutter, are worth the risk.

There may be many better ways to lessen the environmental impact of housing. Perhaps this two-month interruption should be made a permanent one.


Broker Talkback

Should Hips be scrapped completely?Yes 87% No 13% Yes “They are no use to anybody, man or beast.”Paul Bovey, Nelson Dean Associates Yes “They are a complete waste of time and ruin the freedom of choice both for sellers and buyers.”Keith Lilley, Tower Financial Services No “In essence, they are a good idea that could […]

NU will inject £180m into legacy products overhaul

Norwich Union says it will invest £180m this year to move its 850 legacy products onto five internal platforms and streamline its systems.NU has built up a large number of legacy systems as a result of the numerous mergers and acquisitions that have combined to form the firm.Distribution director David Barral says: “You would expect […]

Review set to split advisers in segments

The retail distribution review is likely to call for a clear graded segmentation of advice from financial planner through to transactional-based advisers and down to a simplified advice service, according to the FSA.Speaking last week at a conference on the future of UK regulation conference, FSA director of retail policy Dan Waters said the RDR […]

Scot Wids paid out £25m of CI claims last year

Scottish Widows paid out more than £25 million on 774 critical illness claims in the year up to October 2006.The provider has released its critical illness claims history, showing a total payout of over £120 million for 3,703 critical illness claims between January 2000 and October 2006.Cancer accounted for more than 60 per cent of […]

Artemis Monthly Distribution Fund: positioning and outlook

Managers James Foster and Jacob de Tusch-Lec outline the fund’s investment approach and discuss current investment themes and outlook for the bond and equity markets. As James and Jacob confirm, the Artemis Monthly Distribution Fund’s aim is to generate an income from both equities and bonds. They explain their investment approach in each asset class, the sectors where they are […]


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