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A missed opportunity

Strange goings on at the ABI summer party last week when mid-bash an ABI-branded cake was produced to the bemusement of onlookers. Director general Stephen Haddrill cut a hefty slice before the party resumed. The cake was to celebrate it being 20 years old but there was no announcements to this effect. What a lost opportunity – they could have had a joint bash with those other members of the class of ’85, MM and Jupiter.

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ABI guidelines on clarity get the thumbs up

The Association of British Insurer’s consultation on clarity for protection application forms has received app-roval from independent adv-isers and providers. The draft guidelines from the ABI are intended to imp-rove clarity of wordings and warnings on insurance applications to enable better disclosure and reduce contes- ted claims. Some of the major chan- ges recommended to […]

Jacobs brands deferred Sipps as marketing ploys

The best deferred Sipp is a stakeholder pension and the current spate of deferred Sipp launches are just marketing ploys, says pension specialist Richard Jacobs. Jacobs, director of Richard Jacobs Pension & Trustee Services, says Standard Life and Legal & General’s forthcoming individual deferred Sipp laun-ches offer little more than stakeholder for the majority of […]

The old story

It has been estimated that age discrimination costs the UK economy upwards of 31bn a year. Stereotypes about age are part of the culture in many offices. For older workers, these unfair and unjust prejudices mean they can struggle to get a new job, get training or be awarded a promotion and are often forced […]

Guarantee from Sco Wids

The Scottish Widows guaranteed investment bond is a FTSE 100-linked guaranteed equity bond with a term of five years and six months.

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Pension Wise — now taking calls…

Those with decent-length memories will recall that in the 2014 Budget statement George Osborne announced the new (and entirely unexpected) pension freedoms. The new rules come fully into force in less than two weeks.

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