Democracy is in a state of fundamental change in our country and I do not just mean the recent election. As a nation we have been navel-gazing on the EU since 1973 and on devolution for about as long. The seemingly insoluble questions of whether the UK should be in or out of the EU […]
Almost everything you read around the new rules for retirement income planning talks of the inevitable expansion of a blended approach to investing. This, so the logic goes, is the response to managing the four key conflicting pressures at play for those looking to plan for their retirement: longevity, inflation, lack of flexibility and volatility. […]
When Openwork chief executive Mark Duckworth speaks about the drop in adviser numbers since the late 1980s the figures sound astonishing: 285,000 advisers serving a UK population of 50 million in 1989, compared with 23,000 advisers available for 64 million people today. Put another way, there are currently around 200,000 consumers for every adviser when, […]
I would like to remind advisory firms they are required to submit a return to the FCA at the end of each quarter if there have been any changes to retail investment advisers registered with them. This needs to be submitted within 20 business days of the end of the quarter. Firms will need to […]
Jelf Employee Benefits assesses the areas that employers should be aware of when considering operating in Sierra Leone, including healthcare access, delivery and insurance provisions. This report draws on various sources to highlight specific considerations for this emerging jewel in West Africa.
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